Summer Bay Sink Hole
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Summer Bay Contract Cancellation  Violation From Neglected Sinkhole Disclosure.

Summer Bay Contract Cancellation

For years now Summer Bay has neglected to disclose the sink holes littering the Summer Bay property. This has caused massive reductions in value for each owner averaging $60,000 in property loss. With most of the contracts selling at $15,000-$20,000 having a $60,000 loss puts the timeshare at a negative number. This comes at an alarming rate to timeshare owners when they were promised the increase in the value and the option to resell their timeshare for a profit.

It is a Florida Law to disclose any sinkhole or sinkhole activity to owners, or potential owners of any property. This negligence has come into strategy for all Summer Bay timeshare contracts cancellations. If you bought your timeshare on or after 2013 then you may have a good case. Summer Bay denies receiving any insurance money however, they charged every owner an assessment for catastrophic losses, and continue to charge sink hole victims their increasing maintenance dues.

Below is a news article from Action 9 and Summer Bay owners targeting Summer Bay about their loss of value and increased fee’s after the sinkhole. If this applies to you then considering disputing your account, contract, and violations of sinkhole disclosure which is e3bnfforced by the Department of Environmental Services must be done. We can help cancel your Summer Bay timeshare.

Action 9 breaks down Florida sinkhole insurance coverage

ORLANDO, Fla. — Despite big changes to sinkhole insurance, the kind of destruction caused by Lake County’s Summer Bay resort collapse is still covered, according to Action 9’s Todd Ulrich.

Far more homeowners have sinkholes that don’t destroy property but still cause extensive damage.

A catastrophic collapse is now the only sinkhole damage now fully covered in Florida since the legislature approved sweeping insurance changes last year.

Under the new law, there must by an abrupt land collapse, structural damage and a condemned property.

Insurance experts told Action 9 Summer Bay’s policy should cover the company’s loss and prevent special assessments against timeshare owners.

But for traditional homeowners, many sinkhole claims are now nightmares.

At Sheryl Smith’s Marion County home, the foundation cracked wide open, doors would not close and walls split from ceilings, but her insurance claim was turned down despite an engineering report that identified catastrophic failure.
Summer Bay Resorts Sink Hole
Many insurance adjustors said the new law gives insurance companies an easy way to deny, delay and limit claims.

“They will fight you on the methods of repair so they can keep it cheap and the cosmetics above ground,” said Smith.

Smith said she was tired of fighting and agreed to a settlement that left her with a $70,000 loss she blames on the sinkhole and Florida’s new insurance rules.

“It should be covered or why have it?” she said.

The law was changed because the state found contractors and adjustors abused coverage for minor repairs.

Florida does have a mediation program to review sinkhole claim denials.

While Summer Bay Resort has not, as of the time this is being written, added any update to its website, it has posted the following statement on its Facebook page:

“In an unforeseeable natural disaster, one of the 26 buildings on our Summer Bay Resort property was affected by a sinkhole.

Thanks to the quick response of our staff and first responders, there were no injuries, and all guests were able to leave the building safely .We are working diligently to relocate and assess the needs of all of our guests.

Geologists are onsite assessing the area to ensure that the damage is contained.

If any current or future guests have any questions or concerns, please contact our customer service staff at 1-800-654-6102 or

Thank you for your well wishes and continued support.”

Resort owner and President Paul Caldwell says,  “After the geologists’ initial survey here, they’ve indicated it is what they describe as a classic Florida sinkhole about 100 feet in diameter and on a preliminary basis, they do not have a concern that it is growing or will grow.” Caldwell adds, “We are open for business … we are attempting to make this as normal an experience for our guests and our team as we possibly can.”

Later today, the U.S. Geological Survey team is expected to have more specific information on the sinkhole’s stability. Summer Bay Resort is actually southwest of Orlando, a few miles from Walt Disney World, and located in the city of Clermont, one of the areas in Florida that is most susceptible to sinkholes. High levels of limestone in the soil and underground cavern formations  allow the soil to shift with  rising and falling ground water levels eroding the bedrock beneath the soil’s surface.

Summer Bay Resort occupies approximately 300-acres.


What is a subsidence incident report?
Sinkholes are closed depressions in areas underlain by soluble rock such as limestone and dolostone, or, as in some states, gypsum and salt. Sinkholes form when surface sediments subside into underground voids created by the dissolving action of groundwater in the underlying bedrock.
Other subterranean events can cause holes, depressions or subsidence of the land surface that may mimic sinkhole activity. These include subsurface expansive clay or organic layers that compress as water is removed; decomposing stumps or organic debris; collapsed or broken sewer and drain pipes or broken septic tanks; improperly compacted soil after excavation work; or decomposing or compressed buried trash and other debris. Often a depression is not verified by a licensed professional geologist or engineer to be a true sinkhole, and the cause of subsidence is not known. Reports of such events are called subsidence incidents.
 Where can I find available subsidence incident information for a specific area?
You can find this information in the Subsidence Incident Reports data located on the Florida Department of Environmental Protection’s Map Direct website or DEP’s GIS Open Data Portal. Additional information can be found on the subsidence incident
How do I find which of Florida’s statutes involve sinkholes? back to top
Search Florida statutes to look up which involve sinkholes. Type sinkhole into the blank box to the right of the words “Search Term” and click search. The results page will list every statute in which the word “sinkhole” is found. The word “sinkhole” will be highlighted in yellow either on that page or on the page that the specific page the statute number links to. The majority of the linked statutes will focus on laws involving insurance and sinkholes. For state laws involving sinkholes and insurance, see Florida Statute 627.706.

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