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Whether you are shopping for a home or car or trying to qualify for an apartment, you need to have good credit. But bad marks on your credit report can make it difficult or impossible to get financing and could also mean higher interest rates. A credit repair company can help you clean up errors…
Timeshares have become one of the biggest sources of consumer complaints in the US. Whether it’s an unruly resort, an incompetent sales team or simply overpriced maintenance fees, the industry has a bad reputation. But what’s more alarming is the number of scammers that prey on timeshare owners, promising to get them out of their…
From the trunk slammers of the 1970s to the door-to-door alarm salespeople who hawk hard-to-break contracts, deceptive sales practices are not only common but also very dangerous. If a product or service doesn’t live up to advertised expectations, the consumer may suffer injury and financial loss. To protect consumers, the Federal Trade Commission regulates deceptive…
Consumer defense involves restraining companies from engaging in harmful behavior. It is a broad concept that can include everything from enforcing disclosures to restricting the price, terms and products that businesses offer. Consumer defense can be seen as one of three types of government intervention: market-reinforcing, command-and-control, and de-coupling. The latter involves removing the incentive…
Consumer defense is the process of identifying, monitoring, and responding to harms that consumers experience as a result of their purchases. It consists of consumer protection efforts by state and federal agencies to help protect the health and safety of consumers, and to improve the quality of products and services offered by businesses. Consumer Defensive…
Timeshare cancellation is a legal option for timeshare owners who are no longer interested in using their vacation property. Whether you have lost a job, are struggling to pay the monthly fees, or have been impacted by personal or financial hardships, it is possible to get out of your timeshare contract. If you are considering…
Deceptive sales are when companies or agencies sell products, services or policies that are not in fact legitimate. This can occur in a variety of lines of insurance, including auto, homeowners, health, life, workers’ compensation and medical malpractice. If you are a consumer who has received a high-pressure sales pitch from an insurance company or…
Credit repair is the process of removing inaccurate, incomplete, or unverifiable information on your credit report to improve your credit score. This can help you get approved for a loan, get the best interest rates on your credit cards, and qualify for better terms when applying for a mortgage or a job. The most important…