Debt Relief Programs – Which Debt Relief Options Are Right For You?

There are many different debt relief options, including debt settlement, credit counseling and debt consolidation. The type of debt relief you choose will depend on your individual situation, how dire your debt problem is and your willingness to work hard to tackle it. Before making a decision, consider all your options carefully and weigh the…

What Is Credit Repair?

Credit repair is a service that aims to help consumers clean up their credit report by disputing inaccurate information with the three major credit bureaus. Credit repair companies also offer strategies to improve consumers’ financial future by offering budgeting and counseling services. The cost of credit repair varies depending on how complex the case is…

Debt Relief – Understanding the Different Types of Debt Relief

Debt relief is a way for borrowers to decrease or refinance debt to make it easier to repay. It can take many forms, including credit counseling, debt management plans and debt settlement. Although there are legitimate debt relief providers, there are also scams that can take advantage of vulnerable consumers. To avoid falling victim to…

Debt Relief – How Does Debt Relief Affect Your Credit Report and Credit Scores?

Debt relief can help people weighed down by credit card and loan balances find light at the end of the tunnel. Debt relief options can include reducing debt, consolidating credit and even finding ways to forgive debts. Understanding all of your debt relief options and how they work is key to choosing the best solution…

Alternatives to Credit Repair

People with bad credit have a harder time getting approved for loans (mortgages, auto-loans), and can face higher interest rates on the debt they do get approval for. This can make life difficult, especially if you’re already struggling financially. That’s why many people turn to credit repair companies, which often promise to fix your credit…