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The Federal Trade Commission enforces a broad range of laws against deceptive sales. These include making misleading cost or price claims; bait-and-switch techniques; and misrepresenting the availability of a product. In evaluating whether an act or practice constitutes deception, courts and the Commission consider the totality of circumstances, including how a reasonable consumer would interpret…
If you have a bad credit score, there are credit repair companies that can help. These agencies will review your reports, dispute errors and find ways to negotiate with creditors for lower balances or payment plans. You can also try a number of different things yourself to fix your credit. The key is to take…
Timeshare ownership can be a great way to enjoy vacation accommodations without the hassle of finding, renting, or booking a hotel room. However, it can also be a big financial commitment that is often misunderstood by first-time buyers and leads to many frustrations down the road. Luckily, there are ways to cancel your timeshare if…
Debt relief can help lower the amount you owe, but it’s important to understand how it works so you can choose a solution that fits your needs. The best debt relief options may include credit counseling, a debt management plan or debt settlement. Other options, such as filing for bankruptcy, may be less attractive for…
The consumer defense movement is a fundamental element of democratic life, as it protects the economic liberty and security of consumers. However, this concept does not exist in a vacuum, and it depends on the sociopolitical environment in which it develops. That is why it is important to analyze the factors that have fed and…
Timeshares are hot right now and many consumers are taking advantage of them. They are paying a premium for the convenience of having all their vacation plans made and their expenses covered up front. But not everyone is so lucky. Timeshare exit scams are common and consumers should be aware of the dangers in order…
Timeshare cancellation is an often confusing and emotionally draining process. It requires a lot of research and can easily take days, if not weeks, out of your life. If you’re looking for a reputable timeshare cancellation company, be sure to read online reviews and check the Better Business Bureau. Also, beware of companies that make…
Many consumer complaints filed with the Better Business Bureau revolve around deceptive sales practices. These practices range from the failure to disclose pertinent facts in advertisements to misleading price and savings claims. Consumers also may be misled by comparative misrepresentation – making a misleading comparison between a product and the product of another company. Other…