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Debt relief is the process of reducing the amount of money you owe. This can include lowering or eliminating interest rates, forgiving fees and/or slashing principal due on loans. While not all creditors are willing or able to offer debt relief, it’s worth exploring your options. Typically, you can do this on your own or…
SACRAMENTO — The security industry has come a long way since the trunk-slammers of the 1970s, but deceptive sales tactics remain a problem. Door-to-door alarm salespeople continue to employ misleading high-pressure tactics that frighten consumers, and some companies are still engaging in this behavior after being caught and punished by the Federal Trade Commission (FTC)….
Timeshare news has been in the headlines more than a few times in recent weeks. A California man is headed to prison for operating a phony timeshare exit company that bilked thousands of people who wanted to get out of their timeshares. Personal finance guru Dave Ramsey is being sued over his endorsement of a…
If you’re a timeshare owner who is no longer interested in the product, you have several options to cancel your contract. In most cases, the process will require you to get a legal professional involved, but there are still some things you can do on your own to minimize costs and ensure that your cancellation…
Whether you are shopping for a home or car or trying to qualify for an apartment, you need to have good credit. But bad marks on your credit report can make it difficult or impossible to get financing and could also mean higher interest rates. A credit repair company can help you clean up errors…
Debt relief can help people who are struggling with heavy debt to find a path out of their financial hole, and it may even prevent them from having to file for bankruptcy. However, it is important to understand that debt relief is not a one-size-fits-all solution, and it is important to choose the right option…
Consumer defense focuses on protecting the rights of individuals and groups who are vulnerable to being hurt by business practices. This includes people with disabilities, low incomes, communities of color, women, mothers, elders, LGBTQ community, etc. Research in this field examines how consumer protection programs can be designed to best serve these consumers. This involves…
Timeshare news, tips, tricks, and the latest goings on in the industry. Timeshares are a great way to vacation when you’re on a budget, but they can also be a nightmare when they go bad. Whether you’re an owner or just thinking about buying, it’s important to know the facts so you don’t fall victim…