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The consumer defense movement is a fundamental element of democratic life, as it protects the economic liberty and security of consumers. However, this concept does not exist in a vacuum, and it depends on the sociopolitical environment in which it develops. That is why it is important to analyze the factors that have fed and…
Timeshares are hot right now and many consumers are taking advantage of them. They are paying a premium for the convenience of having all their vacation plans made and their expenses covered up front. But not everyone is so lucky. Timeshare exit scams are common and consumers should be aware of the dangers in order…
Timeshare cancellation is an often confusing and emotionally draining process. It requires a lot of research and can easily take days, if not weeks, out of your life. If you’re looking for a reputable timeshare cancellation company, be sure to read online reviews and check the Better Business Bureau. Also, beware of companies that make…
Many consumer complaints filed with the Better Business Bureau revolve around deceptive sales practices. These practices range from the failure to disclose pertinent facts in advertisements to misleading price and savings claims. Consumers also may be misled by comparative misrepresentation – making a misleading comparison between a product and the product of another company. Other…
Credit repair companies tout their ability to clean up consumers’ credit reports and remove negative marks like bankruptcy, foreclosures, charge-offs, and tax liens. They charge a fee in exchange for reviewing credit reports and disputing errors on behalf of their clients. But can they do what they claim? And should you pay them to do…
Timeshares are often sold as a way to have access to vacation spots and amenities that you wouldn’t otherwise be able to afford without sharing the cost with others. Unfortunately, many people find themselves trapped in timeshare contracts they no longer want or need. If you’re stuck in a timeshare contract that no longer fits…
In a consumer economy, consumers have many rights, including the right to demand redress for defective goods or services. To defend the interests of consumers, governmental bodies have established mechanisms for dealing with complaints. These include the Consumer Protection Agency (CPA) or the Office for Fair Trading (OFT). Consumer protection agencies are responsible for monitoring…
Debt relief is a way for borrowers to decrease or refinance debt to make it easier to repay. It can take many forms, including credit counseling, debt management plans and debt settlement. Although there are legitimate debt relief providers, there are also scams that can take advantage of vulnerable consumers. To avoid falling victim to…