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Debt relief is the process of reducing the amount of money you owe. This can include lowering or eliminating interest rates, forgiving fees and/or slashing principal due on loans. While not all creditors are willing or able to offer debt relief, it’s worth exploring your options. Typically, you can do this on your own or…
Timeshare news has been in the headlines more than a few times in recent weeks. A California man is headed to prison for operating a phony timeshare exit company that bilked thousands of people who wanted to get out of their timeshares. Personal finance guru Dave Ramsey is being sued over his endorsement of a…
Timeshare news, tips, tricks, and the latest goings on in the industry. Timeshares are a great way to vacation when you’re on a budget, but they can also be a nightmare when they go bad. Whether you’re an owner or just thinking about buying, it’s important to know the facts so you don’t fall victim…
Throughout the years, protective legislation has gone hand in hand with evolution of the home economy, adapting to the challenges imposed by an increasingly complex market. Moreover, it has also been able to respond to crisis situations such as the recent global coronavirus pandemic, with provisions that are indirectly designed in favour of consumers. In…
Timeshare ownership can be a great way to enjoy vacation accommodations without the hassle of finding, renting, or booking a hotel room. However, it can also be a big financial commitment that is often misunderstood by first-time buyers and leads to many frustrations down the road. Luckily, there are ways to cancel your timeshare if…
If you are overwhelmed with debt, it can feel like there is no way out. The good news is that there are a variety of debt relief options to help you get back on track financially. These include debt settlement, credit counseling and debt consolidation loans. The right option will depend on the type and…
Deceptive sales can be a serious issue for any consumer. If you are a victim of deceptive sales, you may be entitled to compensation from the retailer or company that acted unfairly. The first step is to collect evidence. This can be anything that proves the deception, such as photos or video recordings. If you’re…
Consumer defense is a broad term that refers to a number of forms of consumer protection, including government regulation and voluntary initiatives. Among these, government regulation is often considered to be the most effective. This is because it provides consumers with a clear and fair path to resolve problems. Examples of consumer protection by regulation…