How Does a Credit Repair Service Work?

A credit repair company charges a fee to review your credit report and dispute errors on your behalf. Typically, they will identify questionable derogatory information like credit inquiries, late payments, collections accounts, foreclosures and bankruptcies. They then work with the credit bureaus and data furnishers to try to get that information removed from your report,…

What You Need to Know About Timeshare Cancellation

Timeshares are a popular way to enjoy vacation properties, but they can be a burden to own. These arrangements are typically long-term contracts that require an ongoing commitment to pay fees, maintain the property, and otherwise keep up with maintenance costs. When these expenses become unmanageable, many people choose to sell their timeshares. However, the…

Consumer Protection and Consumer Defense

Consumer defense is the process of defending consumers against violations of their rights. Consumer defense can occur in a variety of ways including litigation, regulatory compliance and consumer education. Consumer protection laws can be enacted by local governments, state government agencies and federal government agencies. In some cases, private organizations can also advocate for consumers….

Deceptive Sales Practices in the Life Insurance Industry

Deceptive sales practices can happen in a variety of lines of insurance, from auto to homeowners, health, life and worker’s compensation. Regardless of the type of business or agency, there are certain legal standards to follow to avoid getting ripped off by unscrupulous companies or agents. A company or agency that engages in unfair, deceptive,…