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In a consumer economy, consumers have many rights, including the right to demand redress for defective goods or services. To defend the interests of consumers, governmental bodies have established mechanisms for dealing with complaints. These include the Consumer Protection Agency (CPA) or the Office for Fair Trading (OFT). Consumer protection agencies are responsible for monitoring…
If you have bad credit, you probably know that it can keep you from getting the best deals on credit cards and loans. It can also make it harder for you to get a job or rent an apartment. Fortunately, there are steps that you can take to repair your credit. One option is to…
John Oliver recently skewered the vacation industry in his hit show Last Week Tonight, highlighting how timeshare scams prey on people with fixed incomes who want to take a relaxing trip once or twice a year. He also mentioned that consumers should always research a company or product before investing. This is especially true with…
Credit repair can be a great way to boost your credit score and get more loans, particularly if you’re trying to buy a car or home. In many cases, credit repair can help you get better interest rates and lower monthly payments on your new loans. The process of repairing your credit can be very…
Your credit report has the potential to affect your life in many ways. It’s used to determine whether you are eligible for loans, mortgages, auto-loans and other types of credit products. It also is an important factor in determining the interest rates you pay on these debts. Luckily, there are many different options to improve…
Consumer defense is a term used to describe efforts by government and private organizations to protect consumers from unfair business practices or product safety problems. The goal is to provide consumers with information and resources that can help them make better marketplace decisions. These initiatives often involve educating consumers about the risks they face and…
Many people find themselves trapped in their timeshare contracts and want to cancel them. This is a difficult decision for any timeshare owner, but it can be even more difficult if you are unsure of your options. The first step to canceling your timeshare is to familiarize yourself with the terms of your contract. These…
Timeshares are often considered a great way to get access to vacation spots and expensive amenities, but many people find them to be more than they bargained for. They’re also a costly, frustrating commitment to a property that can be difficult to cancel if you no longer use it. Fortunately, there are several ways to…