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The term consumer defense can be used to refer to a variety of regulatory and legal initiatives designed to protect consumers from wrongful conduct. These efforts may include requiring disclosures about a product’s safety or quality, combating discriminatory marketing practices, and policing the activities of market participants. While some of these interventions are aimed at…
A timeshare is a type of vacation ownership where you buy a fractional interest in a property and schedule use of it at a certain time of the year. It can be a great way to enjoy a holiday in an exciting location without paying a fortune for the actual time you spend there. But…
When you are struggling with debt, you need to be able to make a plan that will help you get out of it. This can be done through debt consolidation, debt settlement or bankruptcy. It is important to understand the different options so that you can decide which will be best for your situation. Debt…
Timeshare news covers the latest developments in the vacation industry. This includes updates from major developers, changes in timeshare laws and new products available for purchase. The information in timeshare news is useful for anyone considering purchasing a timeshare, or already owning one. It’s important to do your homework before you tour a timeshare property….
Deceptive sales are practices that mislead consumers. They include making misleading cost or price claims, using bait-and-switch tactics, offering to provide a product or service that is not in fact available, and failing to provide promised services. The FTC Act defines unfair or deceptive trade practice as “an act or practice that misleads a consumer…
Buying a timeshare is often a good choice for those who enjoy traveling to certain vacation destinations. However, the yearly maintenance fees can quickly become expensive and burdensome for those who aren’t able to travel as much or for people with aging or other lifestyle restrictions. If you’re in this situation, it’s crucial that you…
A credit report contains information about your debt and financial history that’s used by mortgage, auto, and personal lenders to decide whether to give you a loan or credit card. It’s important to understand your credit report and how it affects your credit score so you can take action to repair it if necessary. Credit…
Debt relief is a term used to describe a wide range of solutions for people who find themselves in debt. These may include debt consolidation loans, credit counseling services and creditor negotiation programs. There is no one-size-fits-all solution to debt, and each option has its own set of pros and cons. Nonprofit Credit Counseling Programs:…