What Is Credit Repair?

Credit repair is a process that helps consumers clean up negative items on their credit reports and raise their credit score. Often, this involves negotiating with credit bureaus and reporting companies to remove harmful marks such as bankruptcies, charge-offs and tax liens. Credit cards, auto loans and mortgages are the most common types of debt…

Introduction to Consumer Defense Initiatives

Consumer defense is a broad term that refers to a number of forms of consumer protection, including government regulation and voluntary initiatives. Among these, government regulation is often considered to be the most effective. This is because it provides consumers with a clear and fair path to resolve problems. Examples of consumer protection by regulation…