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Timeshares seemed like a great idea when you bought yours, but now that the global pandemic has slowed travel and people are spending less, many want to get out of their contracts. But doing so isn’t always as easy as it seems. Especially for Baby Boomers and older Americans that have paid their maintenance fees…
A credit repair company charges a fee to review your credit report and dispute errors on your behalf. Typically, they will identify questionable derogatory information like credit inquiries, late payments, collections accounts, foreclosures and bankruptcies. They then work with the credit bureaus and data furnishers to try to get that information removed from your report,…
A lot of people regret purchasing timeshares. Whether it is due to false promises, the pressure of a salesperson or exorbitant maintenance fees and special assessments, many people wish they could cancel their timeshare. Fortunately, there are some ways to get out of your timeshare contract and avoid the nightmare of a vacation property that…
Living without the burden of debt is one of the smartest financial decisions you can make. But getting out from under heavy credit card balances and other loan payments isn’t always easy, especially if you’re already behind on bills or if your income is below the poverty guidelines that dictate how much you can afford…
The purpose of consumer defense is to help people who have been harmed by deceptive trade practices, unfair business methods and other unfair practices by resolving their disputes through mediation, negotiation and the courts. Consumer defense attorneys are trained to use the law to protect consumers. They often specialize in a specific area of the…
As the world’s economy continues to struggle and prices for airfare, hotels and gas skyrocket, timeshare owners might be wondering whether they’re being ripped off. But the truth is, timeshares are a great way to beat travel inflation. As the Wall Street Journal reports, timeshares provide a lifetime of vacations for one up-front price. That…
Timeshare ownership can seem like a great idea at the time, but over the years it may not be as enjoyable as you originally thought. In fact, it could become a burden that leads to financial stress, debt and even bankruptcy for some consumers. Fortunately, there are steps you can take to get rid of…
From the trunk slammers of the 1970s to the door-to-door alarm salespeople who hawk hard-to-break contracts, deceptive sales practices are not only common but also very dangerous. If a product or service doesn’t live up to advertised expectations, the consumer may suffer injury and financial loss. To protect consumers, the Federal Trade Commission regulates deceptive…