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Credit repair companies help consumers raise their credit scores so they can be more likely to get loans and insurance policies. Generally, credit repair companies charge a fee for their services, which typically include disputing errors on credit reports and negotiating with creditors to remove negative items from credit reports. A credit repair company may…
If you have decided that you want to cancel timeshare, you should know that there are legitimate ways to get out of your timeshare contract. The first step is to review your contract to see if it has a rescission period. This is usually a short window of time during which you can cancel your…
Consumer defense involves restraining companies from engaging in harmful behavior. It is a broad concept that can include everything from enforcing disclosures to restricting the price, terms and products that businesses offer. Consumer defense can be seen as one of three types of government intervention: market-reinforcing, command-and-control, and de-coupling. The latter involves removing the incentive…
Timeshares are a popular way to enjoy vacation properties, but they can be a burden to own. These arrangements are typically long-term contracts that require an ongoing commitment to pay fees, maintain the property, and otherwise keep up with maintenance costs. When these expenses become unmanageable, many people choose to sell their timeshares. However, the…
Timeshares are a popular vacation option that allow owners to use a specific week of the year in a particular location. However, as the initial excitement of purchasing a timeshare wears off, some owners may decide they no longer want or need the property and would prefer to cancel their contract. It can be challenging…
A debt relief agency can help you get out of debt by negotiating with creditors to pay off your outstanding balances at a lower amount. They can also provide you with tools and resources to change your spending habits and make a plan for repayment. Debt relief is not a one-size-fits-all solution, though, and you…
The soaring price of everything from airfares to hotels to gas has been the topic of many news stories recently. This increase in prices is impacting a number of people including timeshare owners. The cost of maintaining a timeshare is an ongoing financial responsibility that is often hard to keep up with when the price…
LOS ANGELES–The security industry is one of the most-complained-about industries for deceptive sales practices. Skilled scam artists manipulate consumers into changing their alarm companies by falsely claiming their current security system is unsafe or that their existing monitoring company will soon go out of business, and then offering them a “free upgrade.” The FTC has…