Introduction to Consumer Defense Initiatives

Consumer defense is a broad term that refers to a number of forms of consumer protection, including government regulation and voluntary initiatives. Among these, government regulation is often considered to be the most effective. This is because it provides consumers with a clear and fair path to resolve problems. Examples of consumer protection by regulation…

What Is Credit Repair?

Credit repair is the process of removing inaccurate or negative items from a credit report, which can raise a person’s credit score. Credit scores are used by lenders, landlords and some employers to determine a consumer’s eligibility for loans and other financial products. A poor credit score can prevent a person from qualifying for a…