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The Federal Trade Commission (FTC) regulates deceptive sales practices. Deceptive acts are any actions that mislead consumers. These may include omissions, representations, or misleading cost or price claims. The FTC is concerned with evaluating the entire course of dealing, from the initial advertisement to the final sale. In order to be considered deceptive, an act…
When it comes to repairing your credit, there are plenty of services to choose from. The key is to be smart and research before choosing a company. Before signing up, you should ask about their fees, what services they offer and how long it will take to get your credit back on track. Credit repair…
If you have a timeshare, you may want to cancel it. There are a variety of reasons you may decide to do so. One of the most common is due to a change in your financial situation. For instance, you may find that you can no longer afford to make the payments on your unit….
Consumer defense is a term that refers to protecting consumers from unfair and deceptive business practices. This may include the use of undercover operatives, decoys, guarantees, warranties, and sales assistance. A reasonable consumer defense is often dispositive in consumer class action matters. It also has a big impact on the prestige of a brand. A…
If you want to cancel your timeshare, it’s important to do it right the first time. It’s easy to get frustrated with the process. But the key is to act quickly. You should always seek legal counsel if you have any questions. Luckily, there are a few things you can do to make the process…
Debt relief is a great way to get back on track with your financial situation. In some cases, debt relief is a matter of negotiating with your creditors to lower your interest rates and monthly payments. Other times, you may need to completely overhaul your spending habits in order to get out of debt. If…
Deceptive sales practices in the security industry have been around for a while. But the alarm industry has made some strides in increasing consumer awareness and punishing companies. In addition, the National Association of Insurance Commissioners (NAIC) has put out a set of helpful tips to protect consumers from deceptive sales tactics. The first step…
The timeshare industry has many players and many of them have their own ways of promoting and selling their products. Among the top dogs are Marriott Vacations, the world’s largest vacation resort operator and Fleetwood Enterprises, the nation’s biggest recreational vehicle manufacturer. There are also a few new entrants in the field, including a company…